Use of the website

Anyone who accesses the website, warrants and represents to the owner of that website that they are legally entitled to do so and they can make use of the information which they procure from the use of the website.

Trademarks

The name, logo, trademarks and service which are displayed on the website are both registered and unregistered trademark of the owner of the website. Nothing present on this website can be reused or modified without the prior written permission by the website owner.

External links

In order to offer you added convenience, external links may be offered but they are not under the control of the owner and the owner cannot be held responsible for the content. The use of content on the external sites can be done at your own risk.

Warranties

The website makes no representations, guarantees, warranties or statements regarding the website. Prices

The pricing is done by calculating the current prices for precious metals and gems and this ensures that we give you the best values. The prices are subject to changes because there is a lot of fluctuation in the price of precious metals and gems.

Disclaimer of liability

The owner of the website cannot be held responsible and thereby disclaims all liability for any loss, damage be it direct or indirect, personal injury or expenses of any other nature which can occur because of any third party and owing to which the results may directly impact the use of the website. Any information contained on the website, including you and your company’s information which is transmitted by the system cannot be held accountable to the website. Neither the website owner nor any third party or even the data content provider is liable to anyone who accesses the website for any errors, inaccuracy, dealt and omission of share price information.

As a merchant we have no liability whatsoever for any loss or damage which may arise directly or indirectly owing to declining of authorization for any transaction or even if the account of the cardholder seems to have exceeded the preset limit which was mutually agreed beforehand.

Conflict of terms

If there is a contradiction or a conflict between the provisions of the different terms and conditions at the website or any other relevant terms and conditions, policies and more, it is the section of the website which will prevail in respect of your use.

Severability

Any provision for the policies, notices and even the relevant terms and conditions which may become unenforceable in any of the jurisdiction, no matter if it becomes void, invalid, illegal or even unlawful for any reason then only to the extent which it is unenforceable will be treated as void and the remaining provisions will remain in full force.

Cancellation and returns

You can cannel the order at no cost any time before it is dispatched.

You can cancel one item in a an order with multiple shipments

For prepaid orders, the amount shall be credited back to the source of payment

When the product is returned within our 3 day money back guarantee, the refund shall be credited to the Niaksh account. You can choose to make a new purchase using the same credits or you and have the amount reflected to your bank account.

For orders with cash on delivery as payment mode, the refund will be made back to the bank account

For orders that are prepaid, the amount will be reflected balk to the source of payment Please read the details at our return policy to get the complete picture

Applicable laws

The use of this website will be governed by the laws of the state of Gujarat, India regardless of the laws which might be applicable under principles of conflicts of laws. The parties agree that the courts located in the state will have exclusive jurisdiction over all controversies which may arise owing to the agreement of the website.

As per the current guidelines by the government of India, the customer needs to offer their permanent account number (PAN) for any transaction above 2 lakh INR.